We focus on two main strategies depending on which phase you are in in your retirement plan life cycle.  For individuals that are pre-retirement would fall into the capital appreciation portfolio strategy, while retirees would fall into the steady income portfolio strategy. Regardless of if you're seeking income or seeking growth, our portfolio management strategy seeks to maximize your returns for your own individual risk tolerance. We have risk mitigation techniques that we believe help us maximize your portfolio returns per additional unit of risk, while minimizing portfolio volatility.